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Thailand introduces lottery-to-savings plan for retirement

The Thai Government announced a plan allowing citizens to redirect money spent on non-winning digital lottery tickets into personal retirement savings accounts. Officials say the measure aims to turn gambling losses into future financial security.

Deputy Prime Minister and Finance Minister Ekniti Nitithanprapas confirmed the scheme is being finalised and expected to launch within four months. He noted it is separate from the existing “Lottery Pension” run by the National Savings Fund.

Portions of ticket prices meant for returns will be diverted into accounts similar to Retirement Mutual Funds. Participants can withdraw funds from age 55, with those 56 and older able to continue saving for up to five more years. Balances may also serve as collateral for loans, adding liquidity.

Permanent Secretary Lavaron Sangsnit said the goal is to encourage saving, not gambling. The government will fund the initiative using the 17% lottery revenue share and manage it under a secure, capital-preserving structure. Additionally, a monthly government bond programme with a 1% interest rate will be launched for elderly and retired citizens.

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