Reload bonus worth it?

Every time I see a reload bonus offer pop up, I always hesitate. The rollover requirements end up killing me half the time and then it feels like I’m just chasing losses instead of sticking to my plan. I’ve run the math a few times but I never feel like I’m actually coming out ahead unless I hit a crazy heater right after claiming one

I like having some backup funds in my betting wallet for those wild swings, but using a reload bonus sometimes ties up the cash for longer than I want. Anyone here actually track their win rate using reloads versus just betting their own balance? Would be cool to hear if there’s a method to staying disciplined with these, especially on crypto platforms