ICM spot weird

Bubble time in a $20 MTT, I’m 3/7 with a just above-average stack, and two micro stacks left. UTG rips in his last 8 blinds, folds to me in the cutoff and I’ve got AJ offsuit. The chip leader’s behind me and he’s been shoving over tons, super agro. I wanted to call so bad - figured there’s a chance I’m ahead of UTG, but then the ICM monster started creeping in. Not gonna lie, I got totally paralyzed for a second, which annoys the hell out of me because I usually just snap in these spots.

I ended up folding, probably because I’m still haunted by last week’s bubble bust when my tens ran into queens and I got nothing for hours of play. Anyone else freeze up like this when the stacks and payouts are lopsided? This stuff feels way easier in theory than when the pressure hits.