bad beat jackpot question

Wondering if anyone’s seen a bad beat jackpot hit in a live room lately. Last night at my local spot the table started arguing over what actually qualifies for the BBJ - somebody mentioned that a straight flush losing to a higher straight flush doesn’t count if the kicker’s not in play or something like that. Seemed like half the people had different rules memorized, depending on the casino or site.

I get that every place has their own twist, but I’m mostly playing for the grind, so I don’t put much weight on promos. Still, I’d rather know exactly what situations are jackpot-eligible, instead of just guessing and getting tilted when it gets denied. Does your room have clear rules or is it as vague as mine?