Early payout rule?

so i was playing blackjack at one of the new crypto casinos and noticed something weird - mid hand, there was this “early payout” button popping up for certain hands. i’ve mostly stuck to live tables and hadn’t seen this before, so i was curious if anyone knows what triggers it? sometimes i get it on a 16 vs dealer 10, sometimes not. when i asked live chat, they just pointed me to the terms page, which was like reading a wall of math i didn’t want to deal with.

feels like it could be good or totally a trap, especially for folks who tilt easy. i don’t really trust stuff that gives you outs like that unless i really get the edge. does anyone actually use this, or is it a bad sign for how the table is dealing? do you think it actually benefits the player at all, or is it more of a psychological thing the house uses to get you to accept smaller losses?